Mortgages

Looking to purchase a home right here in East Tennessee?

At First Century Bank, we offer a variety of mortgage banking products with competitive rates to suit your needs. From our competitive rates to great personal service, our First Century Bank Mortgage Team is here to assist you in the home buying process. First Century Bank offers a variety of loan terms to help you get the financing you need whether you are purchasing your first home, or refinancing your current home.

Loan Products

FHA
VA
USDA
Conventional FannieMae (FNMA)
Manufactured Homes through FreddieMac

Product Features

Long Term Fixed Rate
Adjustable Rate Mortgages
Low Down Payment Options

Learn about the Mortgage Process

Home Equity Line of Credit

First Century Bank believes that life is an adventure and we want to be there with you every step of the way. Too many credit cards? Home Remodel? Vacation? Our Home Equity Line of Credit provides you with the money you need to consolidate debt, remodel your home, or even take a vacation using the equity you have established in your home.

Home Construction Loans

Looking to build your dream home? Let First Century Bank help you finance the process from start to finish. We offer many competitive rates and terms to help you build on a solid foundation.