• Minimum opening deposit: $100.00
• Make up to 9 withdrawals per quarter at no charge²
• Interest Bearing. Interest is compounded daily, calculated on collected balance, and credited quarterly¹

Build your savings without investing a large sum of cash or the temptation to spend your hard earned savings. This account is a great way to start saving for an unexpected expense, a big purchase, the holidays, or just for a rainy day.

¹The interest rate and annual percentage yield (APY) may change at any time

²A fee of $7.50 will be charged for each withdrawal in excess of 9 per quarter

• Tiered Interest Rates
• Minimum opening deposit: $100.00
• To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $100.00 in the account each day.
• Simple interest, calculated on collected balance, and credited monthly¹
• Make up to 9 withdrawals per quarter at no charge. Withdrawals in excess of 9 per quarter will be charged $7.50 per item.

Reward yourself for higher balances with a strong rate of return and keep the flexibility of making deposits or withdrawals at anytime. The more money you save, the more interest your account generates. This account is tier-based, meaning the greater the balance the higher the interest rate and annual percentage yield (APY).

Transfers from a Mighty Oak Growth Account to another account or third parties by pre-authorized, automatic, or telephone transfer are limited to six per month with no more than three by draft or similar order to third parties.

¹The interest rate and annual percentage yield (APY) for each tier may change.

• Minimum opening deposit: $10.00
• To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $100.00 in the account each day.
• No monthly service charge
• Make deposits at any time
• Online Banking Access
• Fee assessed for each withdrawal and when account is closed prior to maturity¹
• Interest Bearing. Interest is compounded daily, calculated on collected balance, and credited quarterly²

Make every Christmas a little easier on your wallet with the cash you’ve saved and receive a check for your shopping.

Transfers from a Christmas Club Account to another account or third parties by pre-authorized, automatic, or telephone transfer are limited to six per month with no more than three by draft or similar order to third parties.

¹A $5.00 fee will be charged for each withdrawal made before October 15th. Forfeiture of accrued interest will be charged for early closure.

²The interest rate and annual percentage yield (APY) may change at any time.

• Minimum opening deposit: $25.00
• To obtain the Annual Percentage Yield disclosed, you must maintain a minimum balance of $25.00 in the account each day.
• Make up to 9 withdrawals per quarter at no charge.²
• Interest Bearing. Interest is compounded daily, calculated on collected balance and credited every 90 days.¹

Teach your children the importance of saving while making it fun and easy. It’s never too early to start building good financial habits! Designed for children under the age of 18.

First Century Bank will deposit $5.00 into the account on its one-year anniversary date, and $10.00 at the end of five years if a $25.00 minimum balance has been maintained throughout.

Transfers from a Little Acorn Account to another account or third parties by pre-authorized, automatic, or telephone transfers are limited to six per month with no more than three by draft or similar order to third parties.

¹The interest rate and annual percentage yield (APY) may change at any time. Forfeiture of accrued interest will be charged for early closure.

²A fee of $7.50 will be charged for each withdrawal in excess of 9 per quarter